In Ohio, some banks and credit unions are known for flexibility with mixed-use or investment properties include:Civista Bank - Known in Ohio for its flexibility with investment properties, they may have options for mixed-use financing.Liberty Home Mortgage - Offers a range of loan products, including commercial options that might suit your situation.Huntington National Bank - Has experience in commercial lending and may offer portfolio loans that allow combining the properties.Asking for a price adjustment for buying the single-family home in cash could be feasible, especially if the seller needs flexibility for the divorce settlement.

.: Since you're in Wyoming isn't setting up a Wyoming Trust a lot easier than for us out of state people? 

Quote from @Jane Trust Ryan: Hi All!   

Trust your PM!

A trusted real estate agent and a lender can guide you through the process, explain the help that’s out there, and connect you with resources to make buying a home a reality.Bottom LineIf you’re ready to stop wondering if buying a home is possible and start exploring solutions, connect with an expert agent and trusted lender.

I would more trust a mentor who was part-time, spending maybe 10% of their time mentoring and the other 90% doing deals.

Back in 2022, we tackled a property we affectionately called the "Scary House," and trust me, it lived up to the name.

I use Enterprise Bank and Trust out of KS and everything I do with them is online. 

I would target a 2.5x equity multiple and 8% cash on cash return, but I would focus mainly on the operators and try to figure out if I believe in the team and vision, and really try to understand if I trust them or not.

Trust your gut and ideally go off of a recommendation AND properly vet the lender.