I pick a time slot on Saturday or Sunday and tell everyone the same time. 

Do you need to dig into the HOA's finances and find out how much went into insurance, how much went into utilities, repairs, maintenance, improvements, then spread that across the number of owners in order to figure out how much of your $300 per month went where, and roll each items back into their respective "slots" to see if they can be counted towards the three safe harbors? 

not s lot of information to judge costs but sounds pretty close to reasonable. the upside is you could find an estimate for $40k and not be able to sell the house

I was brought here, from Omaha Nebraska, 8 years ago so my husband could further his career in electronics technology, specializing in slot machines.

By doing this, you will open up 1-2 slots available for Fannie Mae purchases going forward.

Lending companies, many out there, including the one Im at will be pulling skip traces and background reports on your prior properties that have been linked to your name in the past and if you were doing FNMA loans on these in the past these properties will be 99.99% linked to your social sec #.The only advantage of switching properties that were investment use to begin with on fnma loans to commercial loans is that you get to free up your 10 slots per social security # (10 for each partners if married and title and loans were done separately on each spouses Social).If you're converting from a primary to a rental you get to use rental income to offest the affect of having the entire mortgage hit your qualification and in this limited sense you can say yeah you improved your DTI.

Owner: $196k is the lowest we are prepared to go now.....just put on market and getting slot of interest.Me: Oh ok, ...... you recently went to a realtor am I correct.?

Bob might be the nicest guy in the world, but if your assignment fee is not refundable and a code enforcement lien is discovered at closing, Bob may have already jammed your assignment fee into a slot machine in Las Vegas one dollar at a time.Question # 6“What type of deed or property conveyance will I get at closing, and who pays the closing costs?”

If your time slots overlap, don’t worry.

In my experience the premier agent position isn't worth it unless you 1) have more than 50% of the time slots, and 2) have more 5 star reviews than anyone else that will be listed as an agent in the area.