welcome. go to as much networking events as you can and mingle. there are great posts on this forum which you can learn on many different topics. the podcasts are great. if i can help in anyway, reach out

I'm just pulling from everyone and every resource I can access right now.

This is not even just an opinion, it's an objective reality.

You can actually to to the NMLS's consumer access page to look up a lender to check licensing.

It’s also important to be as specific as possible in the scope of work for each line item—clear details can save you from misunderstandings or unexpected costs later on.I specialize in consulting services for situations just like this, helping clients work confidently with contractors by bridging the knowledge gap.

If you want the name of the agency we use, message me I don't think we can promote a company here that isn't a BP sponsor or Pro etc.Hope this helps. 

This is a general rule of thumb.

I have just read through the four years of this thread and found some great tips, thank you to the OP @Thomas Youngman and all the content others have provided.

.• This balloon payment will be paid through a cash-out refinance of an investment property valued at $198,000.7.

I would recommend reaching out to @Denver McClure as he may be able to help with a non-conventional loan