My biggest concern now is I am a bit lost on what markets to begin looking into.

There’s only possible downside, zero upside. 

The downside is that their minimum loan amount is on the high side at $200k.

My biggest draws are at the back end where the draw for the home itself is taken DAY OF DELIVERY. this means that I am not paying interest on a loan for the home itself until after the thing is finished.

It's the biggest scam in the transactional aspect of real estate.

Honestly you’re not gonna cash flow pretty much anywhere in the region and to be honest you can “house hack” a rental basically you could rent a room in a house, the biggest reason to buy is over time, the appreciation plus locked in payment looks better over time, frankly that time horizon is about 5 years on average right now, if you expect to be in the region for the next 5+ years buy something I’d probably prioritize buying something your comfortable in for the medium term than “cash flow” which your not gonna find regardless with these rates. 

The biggest problem is speed of service on claims.

It's speculation, but let's see how long this keeps going.Immigration was the biggest headwind for the rights, and it was the button the left side pressed very hard to keep them in place.

I know all come with downsides, but which would you choose to deal with? 

My biggest STR is a 3 story 4 bath house that sleeps 8.