If you are W2 going to 1099 SE (Self employed) then not for 12 months using bank statement loan or a (1 year) 1099 program.

They don't have too much info on their programs

I think as I start to offer this program of mine to other agents and cut out investors its going to take off..

Try this device to measure the noise: https://www.amazon.com/Indicator-30-130dBA-Detector-Temperat...You can also stick the same device by windows and doors to see if temperature drop - which would indicate an insulation issue.In addition to getting an Energy Audit, you may also want to look into any state, local or utility programs that offer discounted or financed energy improvement programs.

That post was 5 years ago and nothing has changed about Lance Edwards and his program.  

This criteria is for 1-4 and 5-8 unit programs.

Typically, these "zero down" programs take a HUGE fee upfront (12-15%), and then you hold the 5-6% interest for 20 years.

There is a big difference.Social Services to me means section 8 housing vouchers, food stamp existant, and other welfare benefits.Social Security (whether you agree with the program or not) is based on repayment of money you earned while working and supposedly placed into a trust for retirement.

I ended up just getting an umbrella insurance policy to manage some of the liablily risk but when it come to future lending and programs I think it would be benifitial to move them into an LLC but what are the chances I lose my loan structure for transferíng from a personal conventional ownership to an LLC.

Your repercussion has already happened.People who sue HUD, sue all of us.Able people who accept sec 8, landlord or tenant, are abusing an otherwise noble social program, if they position themselves to qualify as a financial strategy, rather than qualifying for reasons of bad luck.