Some hard money lenders are also able to do a refi out of a flip loan or all cash purchase without the seasoning of the traditional mortgages, rental income history, or W2 income qualifications.You can also ask what problems and risk you are willing to take.

I’ve been hearing about self directed IRAs (Roth/Traditional) and 401ks being used to fund deals frequently.

I’m looking to purchase a new home for my family. Can anyone share a strategy or resource they’ve used to purchase their primary residence besides the typical, through an agent process?
Thanks!

Although I have a job at my college ( Pensacola Christian College)  all that money goes toward school and I keep finding the words “being proof of income “.

I had a local credit union offer me something similar but I passed for a traditional with a 5% DP instead.

Traditional bank loan, 15% down How did you add value to the deal?

Since I have a full time job I will start with traditional mortgages and use savings from my job as well as cashflow from the rentals to finance future properties with traditional or hard money lenders as my portfolio grows.I'm extremely excited to see where this journey takes me, I look forward to connecting with you all here on the forums and learning as much as I can before jumping in head first!

Has some money saved up, but maybe not quite enough to get a traditional mortgage.2.

Local lender used, traditional financing who keeps 100% of mortgages in house.

My own thought is why would you put ANY of it into a Company 401K instead of a Traditional or Self Directed IRA?