It's rare for tenants to pay their own heat in NYC (it does happen in newer buildings, though I'd be surprised if a brand new 2 unit in Queens would be going for 400K), but even assuming they do, you need to pay for electric in common areas and I've never heard of a tenant paying water in NYC.

You'll be surprised at how this can open doors.

BUT, if you can get an understanding of both of the two links above over time, you may be surprised how much it can open your mind!

I've talked to them and they're surprisingly friendly.

Let's project this out shall we:1 - If each deal takes 18 months (assuming they are all the same) to fund/cash, and...2 - Each deal generates $7k (with all being perfect) at a cost per deal (in cash) of $85k.Goals:1 - $100k/year ~ $8k/month2 - Needs 14 properties to =~ $100k/month3 - 18 months * 14 properties = 252 months (21 years), and that doesn't include the time each deal takes to find, negotiate, finance, close, put a tenant in, etc...or any problems with the properties along the way.4 - Total cost out of pocket (not counting surprises):  $1.2M

I prescreen before the check so as long as there is no surprises the tenant is usually accepted if they make it to the application.

I am surprised your CPA firm told you to speak with Payroll processors.

Not to paint with a broad brush but many contractors are criminals so it shouldn't be a surprise.

Quite frankly I am surprised how accurate they seem to be.  

It surprised me that they said no to two 5s, land around this property ranges from a few acres to one neighbor with 150 acres, so it's weird to me that they told them to take one and sell 9, I'm not sure anyone around has only one acre.