., MSA it is included in the statistical area for comparison based on the principle of substitution. 

There is no substitute for early investments, and getting accustomed to the lesser net pay off the bat will force savings and diversity outside of RE.

I feel books and seminars can be helpful but are no substitute for working with an experienced investor who knows what to look for.

Substitute my income that I made in a previous profession with that from real estates sales.

And there is no substitute for properly interviewing every member, from your agent, to your property manager, and contractors.

It was in the $300s last year and now it’s approaching $400 and everyone weighs the same. the way they calculate food inflation is hedonics with “substitutes” that’s aren’t really like kind substitutes.went to chipotle first time in a while and im at $20 for a burrito and a soft drink.

Whether you call them or write them, it's just a substitute for one person talking directly to another, nose-to-nose, toes-to-toes.If you pursue them by calling, you ought to have a pretty good idea what you need to know and how to direct the conversation.If you do not know what to say yet, then you know that you are not ready to make a call or receive a call. 

Also, the LLC is not a replacement or substitute for insurance.  

This included stating house purchases were primary residences, when they were not; lying about sources of down payments; falsely showing higher sale prices on purchase contracts and having the seller “refund” the difference outside of closing; having “straw buyer” utilize VA or FHA eligibility and then filing a warranty deed change; “trading” near worthless recreational land at ridiculously high valuations; “silent” seller carryback seconds; and slipping in subordination and substitution of collateral clauses into trust deed documents (when seller financing) without those being part of the purchase contract.Most of this ended when the Federal Gov started indicting people for mortgage fraud.More restrictive financing terms, consumer protection laws, due on sale mortgage clauses, proof of funds and mortgage pre approvals have made a true ”no cash” purchase much more difficult to achieve and much more uncommon today, nearly half a century later.Yet, it’s still possible.  

Toledo City Council will consider two newly amended ordinances during an agenda-review session Tuesday prior to its Dec. 6 meeting.One measure substitutes a revised lead ordinance for the existing version, while another amends the city’s process to appeal nuisance-property declarations, which could be pertinent to the lead-paint ordinance.Lead-law violations would be handled in housing court as first-degree misdemeanors, similar to other types of building nuisances, Mr.