Most 100% lenders will lend at 100% UP TO 70% ARV, which is tough to secure.

Any advice on how I go about securing financing for less than $100k?

Here's why. 1) If you take 6K off the loan amount, it drops your payment $41.44 per month but, if you take the same 6K and buy down your rate by .375%, your payment drops $226.73 per month. 2) While experts are predicting the Feds will cut the Fed Fund Rate, that doesn’t have a direct correlation to mortgage rates.

You typically don't want to do any renovations before the 2 years is up...just basic safety and securing the property.#4. 

She only received social security income, no other income.1.

We will have two insurance experts presenting.:  https://www.meetup.com/chicago...

For investment properties you should be using private/hard money lenders, but if it's a primary or you have a long window of time to secure the financing then traditional may be the way.Overall, it should be easier to get approved via creative financing though as there are options and workarounds for nearly every scenario (they just may cost more the more creative you need to get).

Thank you to the many experts already named on this thread, and many more besides, who respond on a regular basis to the questions asked by new investors!

It can also be a professional company that uses private money to do loans, and gets investors, as opposed to government secured loans.

tile expert?