https://www.nysenate.gov/legislation/bills/2019/s2892Some call it Lease for Life...

Below I propose a number of scenarios, I"m interested in opinions from others.

He is making changes I am proposing but at times I feel it would be great if he could also provide more of his suggestions as well rather than just taking orders.

I have attached the 3 different proposals. the first one is 20% down payment, second is 5% and the last page is 3% down payment.

PROPOSED PLANMy thought is, If I purchase the property using a commercial loan I will several benefits.

I'd say your best bet would be to get on a phone with a lender and talk through the proposed situation so they can give you an idea of what you are looking at and how much it's going to cost.

My friend proposes that he will commit in a deed of trust that he will pay me half of the monthly mortgage for the condo till we sell the house or we pay off the house.

There are concerns: US businesses are delaying or cancelling investments due to uncertainties associated with the trade war and the presidential election (new president may propose new taxation on the rich and/or corporate).

I just happened to see the owner this morning and told her that we were interested in her property and wanted to sit down with her to talk about an offer we'd like to propose. 

Proposed pets (size/breeds)4.)