Your ROI should be infinite at this point with no money left in the deal.

Its a bunch of elaborate marketing and a great web page for buying mutual whole life and using your policy value (cash value) to buy more real estate then using your real estate and paying back your whole life plan loan higher than the rate youre borrowing at so you can keep rinising and repeating.In theory you grow your wealth up more and more and build up your RE portfolio and you in essence "become your own banker," AKA nelson nash's book.Cash flow banking is a new marketing spin off for infinite banking (nelson nash), cash flow banking (website above),  private reserves strategy (anderson advisors in NV/WA),  bank of yourself (kim butler), and etc.The problem is funding your WHL (whole life policy) and every dollar you start out with hits huge drag because every dollar contributed only nets around 65-80 cents.

Not easy and if you don't know what you are doing, you could lose a lot of money.Now that I sold those two value deals, I have forced appreciations so dramatically that if I wanted to do so right now, I could refinance and take out all the money I invested in the 4 repositioning deals and the return would be infinite from that point on with literally no money invested. 

It can also scale infinitely at no additional costs, fees, or filings.You will want to obtain personal financing on the properties since the rates are better than the commercial loan rates.

Starting off by house hacking is the best advice, then you can live for free, save way faster, and from there either flip houses, or use the BRRR strategy for infinite houses in your portfolio and infinite returns, (you can google BP BRRR strategy to see how it works).

I live in the Miami area so if anyone answer my call I'll infinitely appreciated.

I kept thinking that I should just be able to run math on every deal, sort in a spreadsheet, and choose the one at the top.The problem is the infinite variables, many of which are personal.For example, to a new investor, the 20% discount rule is a great one.

OO oe Owner Occupant.So if you are ACQUIRING on seller financing, then renting it out, not living in it, it is infinite. 

That's infinite return as you have no money down.

In some cases you can pull out your entire initial investment through refinance, making your ROI theoretically infinite.