Thanks for the response!

Out of curiosity how many responses did you get? 

Normal wear and tear refers to deterioration over time from ordinary use, but damage like a large oil stain in the driveway from a vehicle is preventable and would fall under tenant responsibility.

The sellers are responsible for the loan amount 100%.To the other home owners contemplate about going with the hero program, Don't go for them because you will be in the mess we are in when you sell your home.

So I came here, wrote out a response to you, clicked to post it, and got a message saying the entire post was removed.  

Since you don't state what your area of interest is, you are not likely to get a response. ;-) 

It’s probably too late now, but I would add to renewal or future leases that appliances provided in the home are courtesy only and Landlord is not responsible for maintenance or repairs to them; then list such appliances.

The property manager or person responsible for taking care of rental property must reside or have its corporate offices within 20 miles of the corporate boundaries of the Municipality of Scranton.So, if you life further than 20 miles away from Scranton - YES you will need a manager. 

If you are listed as additional insured and the contract clearly places the responsibility on the snow removal vendor, you will most likely be covered under their policy as opposed to relying on your own insurance or at minimum the vendors coverage will off set some of the responsibility. 

Thanks everyone for your well thought out responses - let's me know I probably am not the only one faced with this.