I have a listing right now where the investors intend on investing into their family (work for the primary residence and for baby #2 that is on the way).It is a personal choice but you should have a plan in place first before pulling a trigger.

We have been thinking about investing since 2017, finally pull the trigger, and then this happens. 

I ran the numbers and am looking for some feedback on if this is a property that I should "pull the trigger on" so to speak.

Units will be inspected once every four years, and complaints will trigger inspections in between.

I felt pretty terrible that I probably triggered a relapse by removing the guy, but I didn’t know.

I'm feeling a little trigger shy on our first purchase. 

Congrats on the purchase and embarking on the journey of real estate investing.To clarify, are you asking if refinancing will reset your 1 year wait period and potentially trigger your lender's Due on Sale clause?

The good thing is that I have some time before pulling the trigger on something. 

I understand that the options include:1) obtaining this as a personal mortgage and then moving the property to an LLC, with the potential problems of a) triggering a due on sale clause, b) piercing the veil if I'm actually paying the mortgage, potentially negating asset protection benefits , and c) title insurance complications2) obtaining this as a personal mortgage and then moving the property to an LLC, and hoping for the best that the lender doesn't act on the due on sale clause.

Way to pull the trigger!