Great points Joel, I share a lot of those same sentiments...

I know you may have sentimental attachments to your first investment property but borrowing that much from a 401k for repairs can be risky. 

I'll pile on and echo this sentiment. 

My banker who is very experienced and is slated to be the next president of the bank has the same sentiment.

Hello - apologies for terse intro and thanks for welcoming sentiments.  

While I don't raise debt offerings, like Chris does, my general sentiment is that many investors are wanting more security these days versus equity, and those that are open to equity, at least in the multifamily space, are looking for very high returns, given the perceived risks they are hearing about in the news.

@Sam Josh that’s my sentiment.

I agree with the sentiments saying sell the second one and pay a little or no tax. 

If someone is going on about the sentimental value of their duplex, that might be your que to move on.Right now, the reality is that finding properties that flow with a decent ROI is tough.

@Carlos Handler - agree with the sentiment here - sell some properties increase your cashflow and DTI and rebuild.