The other thing to think about is the construction style of the building.

Each of the unit has its own APN and is built condo/townhome style.

Would love to build about three of these style apartments.

@Mike CumbieYes there’s a lot going on but in the I’m owning all of it and have to be more direct without sacrificing relationships thank you

That said, style is important to me.

Main point if you have assets now you need to shine and truly show why your complex and management style is better than others and work with your tenants and investors.

If not, then Refi and restart your 15 with about the same terms and for 8k getting 700 less on your payments.This is a life style choice over a what's the math says choice.

That I'd be interviewing a lot of contractors that are more geared (price and communication style and expectation -wise) for personal homeowners?

You can purchase with the most attractive loan options and terms and after 1 year on 99% of the loans, you can convert it to a rental legally and ethically.Yes, as stated above location matters, the style, the floor plan, bedrooms, HOA, etc all matter when it comes time to convert to a rental.

My agent and several other people in the area told me that HOA Rental Restrictions went out of style in the 80's and 90's and Traverse Mountain was formed in the 2000's, so I was surprised to see this.