- OP offers to take full responsibility.  

In your case looking to larger assets where you can effeciently cost segregate to gather bonus depreciation would be a smart move.Appreciation - Where in the country is the asset class you like growing or going to be growingAmortization of the loan - What sector or even region if you look locally for funding, is going to offer the most favorable lending so that less goes to interest expense and more to pay down of principle.Have fun with a spread sheet comparing these 4 returns from your investment with the type and location of assets you find attractive. 

I currently have 3 rentals and my offer on a 4th was excepted yesterday 11-19-2024.

I wouldn’t be surprised if it’s  a marketing gimmick to get potential borrowers through the door through  weirdly worded non recourse language that is effectively recourse or by offering such terrible leverage borrowers would rather have the recourse and competitive terms. 

They used their money, time, and resources to offer you a complete investment, including in-house management. 

TxDot has made an offer on a portion of the land for upgrades. 

Some solar companies offer one free removal/replacement, but if the company goes out of business or is aquired, this will be difficult to use.

I’ve approached a local bank in Upstate New York offering a 30-year loan with a 10% down payment.

When you put in an offer you are not asking for the seller to provide you an X% rate of return.

An agent will significantly help you through the offer process.