I was cutting down just to see if it made sense at all.  

Excuses don't cut it.My scenes is that both you and your brother are enabling him and he is manipulating your brother through guilt.

Again, if this a figure provided to you by the folks who you would keep on to manage, then use it for sure, but if it's an estimate, I'd think you could cut that down a bit by shopping around.

(and the sub section on REAL ESTATE MARKETING TOOLS & TECHNOLOGY TAXES & ACCOUNTING LEGAL TEAM)Bonus for the weekend, my collection for starters (read the comments too, and then if you like the author, go check out what else they wrote):https://www.biggerpockets.com/renewsblog/stages-of-investing/-https://www.biggerpockets.com/renewsblog/newbies-learn-real-estate-investing/-https://www.biggerpockets.com/renewsblog/5-ways-to-know-youre-not-ready-to-invest/-https://www.biggerpockets.com/renewsblog/ideal-vs-desperate-investor/-https://www.biggerpockets.com/renewsblog/how-much-to-offer-property/-https://www.biggerpockets.com/renewsblog/hazardous-attitudes-of-investors/-https://www.biggerpockets.com/renewsblog/2016/05/31/21-traits-scammy-real-estate-investment-guru/-https://www.biggerpockets.com/renewsblog/youre-not-cut-out-to-be-real-estate-investor/-https://www.biggerpockets.com/renewsblog/questions-new-investors-should-ask/If this not enough to get you started and keep you busy ...let me know and I'll send you a list of blogs, podcasts, and books. 

You also won't see a military renter tell you their hours got cut at work and they need to negotiate a reduction in rent.

I also can't afford to cut the income 100% and dive into wholesaling. 

Thank you for your response...Do you know what the number if units cut off is?

Limited is a max of 35k in repairs, nothing structural is allowed to be done (you can replace the roof put in a new kitchen, but you cant repair a foundation or cut a hole for a new window for example).   

Your title company will then cut you a check . 

You cut the life of second layer probably in half.