I will be starting my shared mail campaigns July 1: Reach 10,000 households for $350.

In general, seems 3/2 will appeal to a greater pool of applicants and also to larger households. 3/1 will appeal to smaller households or single people.

I'm 41 and wife is 40.We started in real estate in 2011.Now we have 10 units.For those who think only low income 9-5ers should be doing this,Know that I'm a physician and my wife is an RN.We have a decent W2 household income.But physician hours are long and life is worse than a 9-5.We plan to retire by 50 and just travel the world.

I hope in your case that your borrowers are not using the money for personal, family, or household uses.The Official Staff Interpretations for Reg Z (Dodd-Frank) specify your exact scenario in at least two ways: Section 226.3 - Exempt Transactionsii.

“The growth of one-person households is changing demand.

It took me 2 years of convincing, cajoling, arguments, and overdraft fees just to finally get her to agree to a personal household budget.Good luck to the both of us.

Thank you Account Closed - that's the most comprehensive explanation I've been able to find anywhere.  

They cover major issues with plumbing and electrical too.Cons: Cost to cover major things in your household is about $635 per year.

MartinFor comparative curiosity, what were the corresponding changes in household income and inflation / cost of living nationally and in California during the same period?

rankyear=201...www.bls.govWhat you want to focus on is job growth in a market, at least 2% for 2 consecutive years and also population/household growth.