It allows you to have an emergency account if things go wrong, and it gives you the option to jump on other deals should they arise.You will hate yourself if you dutifully paid down the note but did not have cash on hand when the roof collapsed.

The risk is ground contamination or collapse.

The tenant let a leak go for several weeks and the basement ceiling collapsed.

Also, a market could change from NORMAL market to a DECLINING market due to extraneous factors like loss of jobs (say a major industry collapses or leaves an area).

Collapse, Great Depression, oh that's the chunky-monkey with sprinkles, so exciting, so foreign.

Tampa for 30 years and what I learned from the 2008 Collapse in the Economy and the last three Bubble Economies collapsing is that it has to be Simple and Liquid.

Was talking to an agent there and he said " the economy here is collapsing".

In parallel, the auto industry collapsed too. 

The economy should have completely collapsed in 2008 but instead it was bailed out and propped up with YOUR money.

The upside with the repositioning as well as the commercial positive cash flow from national tenants with corporate guarantees and NNN income changed my life I decided to teach to help others and in 2008 when market collapsed I was still doing well so my own students wanted to invest with me.