HI Andrew, There can be some flexibility around the 2 year history depending on the situation. 

Are you wanting the home covered at full replacement cost?

Lots of people move as soon as the kids are out of the house. 

Buildings are the same age.Is it possible that the insurance brokers advises the insurance companies to do those inspections?

Hello Jerome, Welcome to BP, I am not in your neck of the woods, however I have used FB investor groups to grow my network.

My answer is always a mix of: You’re overthinking it and work smarter, not harder.A lot of investors are sold on the idea that STRs are a passive income source—which, to an extent, they can be.

Market Appreciation is the least predictable, but historically, where you will make the most money.

Quote from @Jaren Taylor: Quote from @Chris Mason: If you have the ability to market and raise money, then you secure the down payment, and do the normal commercial mortgage process. 

You combine the two. 

I’d like to discuss it with a realtor, but I’m worried that if I disclose the deal, the realtor could bid against me on the property.