My first question is just a gut reaction: is such a deal doable with two newbies using an LLC with no assets?

My first reaction was to make and keep tenants happy. 

Like a bunch of things the real estate has cycles and the market some day might be a Buyers market.I am sorry that this reaction is so long but I felt you needed it.  

This added 3 weeks to our timetable, and caused a chain reaction of delays.

My gut reaction from an optics standpoint is that if it were me, I'd rather pay them separately.If that tenant's duties change (whether increase or decrease) it would seem a hassle to fluctuate your rent accordingly.

@Mike G. my initial reaction is to get a new lender as quickly as possible...most people do not think of a 3 or 4-unit building as a "single family", but it is...we only really move to multifamily at the 5 unit mark...What is the setup of the property...triplexes are very rare and oftentimes are comprised of more than one structure...on the same parcel...the only issue I can see is if this is non-conforming...maybe a SFR and a condo...or condo and duplex...something like that.In reality, the only thing that would prohibit you from getting your offer accepted is the competitiveness of the market...you actually would have about a 4% of getting an FHA offer accepted here...hot markets and FHA loans (especially in locations with older properties) is a fatal combination...most listing agents would advise to not accept and FHA loan because they are inherently problematic at both underwriting and closing timelines...you are almost always better off with a conventional loan unless your credit score is low...What else is going on with the situation?

From the reaction I got from her, she didn't say it but, I am now thinking she canceled her insurance.

My knee-jerk reaction would be to give them 30 days (or whatever the law is in your state) and get them out.  

Eventually we changed the system to one that we believed to be more fair and even, but unfortunately, in evaluating the system and your reaction to it, we realized that perhaps the system was doing more harm than good.Many of our users felt that 'influence' wasn't an accurate measure of their actual influence on the site, and sadly, some of our power users were turned off and cut their participation here. -- (emphasis mine - JP)While I'll argue that the system always did what it was designed to do -- measure those people who at any point in time were making the most impact on the site -- I'm also willing to accept that the system was never perfect by any means.Your post gave me one of those full circle moments.

Check their reaction when you tell them that - it will indicate how realistic a move by the deadline actually is.