Feel free to PM and I would be happy to share some details. 

Feel free to ask anything, anytime.Cheers!

I'm sorry Theresa Harris if you feel that I am gouging her. 

Deciding between buying down the rate and saving for a potential refinance can definitely feel overwhelming.

It’s never a here and now, I feel as though that mindset would set me up for failure.

Go to local real estate meetups and meet others who keep losing and you won't feel so alone.

Just to clarify my previous post, I would like to say that while I've experienced challenges with mngt, RTR/Rent to Retirement has been extremely helpful in navigating this situation so I know what my options are and so I don't feel alone in this process.

I can say I've moved to STL about 5 yrs ago and I was at the gym right by the McDonalds/ Lindell Blvd area you're talking about and I feel safe and have not run into any issues there.St Louis is street by street - it really depends.You'll be able to rent it fast there due to it's location, I'm certain.

As a young self-managing landlord, I feel like it makes collecting rent look and feel more "official" so I am taken seriously... and my tenant set up autopay (score!)

You should be easily get a feel for the median price.