Did you ever find anything? 

In the case of a successful tort against you, you might regret commingling funds in a single bank account, but I can't see how keeping them consistently separated would ever burn you, even if it is a bit less convenient.  

You should only have to change when your current software has a flaw or lacking feature that is causing you to spend too much work on a work-around.

The concept of the Housing Authority running out of money never even occurred to me!

As a general rule of thumb if the property has a ground level commercial requirement in order to show sufficient hardship to seek a residential use change the property should be located in a location that is not conducive to commercial use i.e residential street, close but not as marketable as properties located on neighborhood's primary commercial corridor etc. 

If you’re in East Franklinton then yes, you’ll experience a good amount of change based on new developments.

If something happens to affect the cost you might be able to change the scope of work or timeline to compensate for that.   

Another thing about most suburbs is that the property taxes can be brutal which needs to be factored in to your analysis.The biggest thing is where ever you buy, you need to feel comfortable living in AND upon move out, the property needs to cash flow. 

We need a significant retail price correction as a catalyst to change that, in WC at least. 

However that means you have to move it or change the box code if you don't want them to keep accessing it.