Hey @DaVontaye Jordan - lots to unpack here but I agree, its strange for the landlord or property management to not provide a ledger or atleast a break down of the balance that may be owed so you can decipher how much you're truly owing. 

We abide by the HUD General Counsel Guidance published April 4, 2016.No outstanding balances for previous rentals, medical, and student debt we tend to be okay with, don't want to see a lot of outstanding collections in general. 

Its a balance that Iḿ always wondering about but still Iḿ not sure how it all pans out.   

As a current owner, I can tell you in this business you can achieve great returns, but you have to know what you are doing or you can lose your shirt.

Because if finances were ample, 1/3 would not be carrying forward a balance from a year ago, nor 3/4 using credit this season as well.     

The folks at mass save said there is a new program as of 2023 that offers $5000 per unit for knob and tube remediation and said I could take a heat loan of max $10,000 per unit as well for the balance so I am hoping that is true.

Household Composition: 77008 shows balanced demand for both family-oriented housing and non-family units, promoting investments in single-family homes and high-quality apartments. 77063 indicates higher demand for rental units and smaller homes, focusing on apartments and affordable housing options.Despite higher entry costs and a lower percentage of renter-occupied units, 77008 appears to offer better prospects for appreciation and lower vacancy rates, making it a more suitable choice for investment.Greater Heights OverviewThe Greater Heights area (77008), often referred to as "The Heights," is renowned for its prime location offering a blend of amenities, top-rated schools, and abundant job opportunities.

Balance Sheet of a Hong Kong company How did you add value to the deal?

Hoping to achieve 8.5% - 9.5% once stabilized.

However, a bit weary about Memphis because of how much $ is moving out of that city https://www.howmoneywalks.com/... same with the cities in Pennsylvania and MinnesotaPennsylvania: Pittsburg, PhiladelphiaIn the article I mentioned before early in my post, both cities seem to have a good balance of both appreciation and cashflow.Minnesota: Minneapolis, St.