Went through all this with COVID rent funds, so feel your pain.

It was not my intention, but I do feel strongly about some subjects.As for the timing?

I was in banking for a bajillion years and now own a lender that specializes in this type of financing, so I feel I can answer the question.

These have been very grounding.I don't want this feed to turn into a chain of the same type of comments so I'll bring attention to what matters the most - two quotes from my original post.Thanks again all:)

Two recent clients purchased properties with less than $250K down in New Hyde Park and Lynbrook.One property has a detached garage to bring in additional income and the other has a 1-bedroom ADU.Both deals cashflow.These aren't easy to find in a seller's market but they're out there. 

It seems like you are taking offense to anyone you feel is critiquing your approach.

For brokers, it is a numbers game and most of them want to consistently bring on new agents.You may have to meet with multiple brokers to decide which is the best fit for you.All the best!

Feel free to reach out if you need any more advice.

#s: value: $440k each, total debt: $310k each (incl. arrears), prop taxes/mo: $500, insurance/mo: $25, common charges/mo: $380, rents/mo: $2700 & $2250Pls feel free w/ any solutions / input / ideas.TxDave

Alongside my studies, I’ve had the privilege of competing as a Division 1 hockey player, which has taught me the value of discipline and strategy—qualities I’m excited to bring into my real estate journey.I’m looking to purchase my first investment property in the U.S. with a budget of $250,000 to $350,000 in cash.