I don’t know of any other opportunity where you can net $10-20K (in some cases even higher) per month on a single residential property.There’s usually plenty of room to bring investors in and everyone involved still win, even in todays higher interest rate environment.Financially, residential assisted living is usually a more cost effective option for families than alternatives.

Well the good news is you can refi when rates go down. 

Ensure the STR’s projected income comfortably covers new debt, even with conservative occupancy rates, and maintain reserves for market changes or vacancies.

So your monthly rate would go up by about 14%...

Many times if it sounds too good to be true it is. 5% down and 5% on a rate would be well below industry average currently

One number which does not include the original rate buy down, is $7K less than the original list, and does pay both the agents commission.  

Meaning, if you google Dorchester, MA (community in Boston) the safety rating it going to look awful because it compares it to a national average.

I attended middle school here and spent many years growing up in the area.

From there ones like Foundation Mortgage or Guaranteed Rate are super solid.

For distressed properties, focus on markets with growing job sectors, good schools, and lower crime rates, as these factors drive rental demand and long-term growth.