Educational "investment" my butt.....it's a "bad debt".Oh, and to the people saying "get a 2nd job"....I don't know about him, but my classmates and I were specifically forbade (and had to sign contracts threatening to kick us out of school) from working outside of medical school and residency.

As an example, toll workers were replaced by automation, postal workers may soon follow with drones, and both medical n legal services are now being offered online.Thoughts?

He got into it yesterday with his economics teacher who was saying that the medical system was an example of an efficient market before Obama care was passed.

If a person has huge medical bills they cannot repay, even if they make a good income, or had a business go south and owe large amounts of money, after filing, the new income that comes in is often (not always) free of claims of the bankruptcy trustee.Only an attorney with knowledge of bankruptcy laws who looks at the specific facts can advise you safely.

I would check with your insurance carrier as per liability or medical coverage.

I get what you are saying, but to continue with your analogy of the medical field, I look for doctors who talk to me about my spiritual and emotional lives, as well as what is physically going on with me, because the three are inter-connected.

Usually, when I have someone start whining about their medical problems, I get rid of them.

Another gripe I have is the medicare scare: A way to solve that is to put caps on the pay/perks/compensation of the various layers of the medical/ pharmaceutical and cosmetics industries, and the amount that they can charge medicare recipeints for ANY drug or medical service.We can give illegal immigrants free medical care, the same should be done for our own people. ofgift

Does she have unpaid medical bills?  

There could be a medical issue, such as carbon monoxide poisoning.