INVESTOR ADVANTAGE PROGRAM HIGHLIGHTS No personal income used to qualify**Qualification based on property cash flow**2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieuUp to 80% LTV, no DTI restrictionsNo limit on number of properties financed (5 with CMS)Loan amounts up to $2 millionSeller concessions to 2%First-time investors allowedEscrow waiver permittedNo reserve requirement for the Investor Advantage Program1x30 in last 12 month on housing history acceptableFICO down to 620Non-warrantable condominium OK

100% New Construction Program Highlights (for single projects) 100% Financed (If property owned free and clear)Up to 70% After Repaired Value13 Month Term (No pre-payment penalty)Rates as low 8%Close in 7 daysMinimum FICO 60090% of Purchase and 90% of Construction (If not owned free and clear)

Because even though the title of the loan says ARM but when you read the product highlights it states the rate will be locked in for ten years!

Originally posted by Account Closed:@Alina Trigub has a great list.A few I will highlight -1) Complete guide to buying and selling apartment buildings - Steve Burges2) The ABCs of Real Estate and The Advanced Guide to Real Estate Investing - Ken Mcelroy3) Best Ever Apartment Syndication Book - Joe Fairless and @Theo Hicks4) Multifamily Millions - Dave LindahlOnce you get through these, let me know! 

I make a point of highlighting the difficulty & down right savagery of this business.

I try and pull together all partners into the calls that I conduct to pose them all different questions at the same time - this gets them thinking on the same page and also highlights any "red flags."

HOWEVER, some of the proposed changes, and you've highlighted the most egregious, are not fair.

I guess to zoom out and highlight a broader company value, or more of a personal value.

Be sure that you highlight that "selling your house can be easier than you think" with the advantages of working directly with you instead of the more traditional route.

Understand and re-review your PMA:  Do this before the tenants move in, re-read your entire PMA and highlight questions of concern.