The only types of loans that will utilize a projected future value are rehab 203k/homestyle/renovation/private/hard money bridge loans, those will order an as is today and future valuation ( ARV - after repair value) to determine your maximum loan amount with rehab included.

Things are getting harder and harder in a lesser asset class and as things trend into the future influenced politically that's going to get worse. 

Looking at run down areas that may have potential to come up in the future. 

But, I am thinking about house hacking in the near future and renting out by the room.

Lastly, great locations open your property up to many other opportunities (STR, "MTR", etc.) 2) For your first house hack and for future investments, having a knowledgeable investor friendly team members can make a huge difference.

In the future perhaps I should get a unique address number to avoid confusion.I will try and go to the post office and show them the letter but not sure if they will help me.

That is; They will have the use of those funds with NO TAXABLE event involved UNTIL sometime in the future,  when either the OPTION is exercised, cancelled or perhaps renegotiated ?

Past performance is often a reliable predictor of future success.

Realtors, investors, future investors, lenders, wholesalers etc...I want to start investing eventually, it'll be easier with a team.

.#2 just about defines a "newbie": someone with little or nothing to offer other than futures.