Investors want a premium on mortgages over the saver treasury bill, historically about 1.7%, but currently more like 2.5% which gets us back over 7% for 30y fixed.I would not be totally surprised if we see 8% in Q1.

Being in the industry for over ten years and running over 500 machines myself I can only say they are bad dudes. 

Is the credit over 780 for both #2 applicants, or is that an average?

I think he was upset because I used him in the past and he may have expected that I would continue with his services. 

It absolutely works and will become more and more used over time.

I'll have an engineer look it over and stamp off before I move ahead.

But the $2300 down payment, $2500 over asking and paying the fees seems, not quite right.

With the most difficult buyers it can lead to last minute re-trades over inconsequential amounts of money but is just a pain to deal with.

.: I wanted to get involved in land investing and made a post about it during the summer and have continued to look at it until now.I was questioning if I should trust a land guru in my area so I asked about it and got some feedback.So then I have searched for land investing education programs and a name was at the top on google and I saw he had a lot of information out there.I did research on him and watched a lot of his videos and it all sounded good but I heard him talk about how he now owns over 1000 doors in multi family, so I started thinking about it. 

Appreciation is occurring and I suspect will continue as the market strengthens.