Even soliciting for investors improperly, without registration and compliance issues being met is a viloation of law.As to commercial loans, lenders look first to the project to cover the debt, but while the principal may not be considered in the ration for payments, they are viewed as to thier experience and capacity to run the project and repay the debt.

Good luck getting someone to vote rationally on this stuff with the way our system is set up.Shadowstats has the REAL inflation rate at 7% right now.

You have a lot of theory, based on rationalization (at this point), that could very well prove out to be fact...all or in part. 

I am looking in different OOS markets that has a high rent to price ration.

I was looking at selling at the two year mark but the rational side of me says that there's no way I can make anything off a ~$100k property in just two years.

As a newbie, that gives me a level of comfort even though that probably isn't strictly rational!

Great area" and "...potential for forced appreciation..." are rationalizations that will cost you more money.  

At least there’s a rational for buying at a lower cap because you have the wind at your back.

As for applicants, there's no rational reason a property owner needs to know who applied to live in the property if they are giving the PM the right to fill the vacancy, unless they suspect something illegal going on.

Therest of that comment is just rationalizing a bad situation.3a)  Yes it does...or you're not an investor...your a speculator.3b)  How long have we been saying that...and what have interest rates been doing?