If you have a primary maybe a HELOC?

Your bid would have to exceed $300K.To be an “Eligible Tenant Buyer” you must occupy the property as your primary residence at the time of the sale, with a proper lease dated before the NOD was recorded, and you cannot be a member of the borrower’s family.

Now I'm starting to see people push much further out to 3-4 layers away from primary job markets completely sacrificing location for cost of ownership or cost of living. 

As someone else mentioned I think that Househacking a multi family is your best bet and the recommendation I give to everyone looking to get started or even someone looking to buy their first home.House hack is the easiest barrier to entry becasue your cost for downpayment can be as little as 3.5% FHA or 5% conventional, and you usually get the best rates as a primary residence borrower. 

I'm six rental properties into my investment portfolio and have HELOCs on two of those properties as well as my primary home.

Any creative ways to move into the house and not make it a primary? 

If the property will be in your personal name, make sure you have an extra umbrella policy so if God forbid you get sued, you're not putting your primary residence and other personal assets at risk.

I recently read that the City of San Jose will be the 1st to allow homeowners to sell their ADU separately from the primary.

What are cashout refi rates looking like on primary residential these days?

My wife and I own a vacation home in Texas and are renting in our primary residence.