DSCR loans focus on the property's income rather than your personal DTI ratio allowing you to bypass DTI constraints and utilize the rental income being generated.

You can keep trying as it is possible to get different results depending on who you talk to, however I do not think it is worth the energy. 

If you are a foreignor, your 'normal straight line depreciation' may have a longer period than someone who is a US resident / Citizen.Is it possible to do a cost segregation study = YesDoes it make sense to do a cost segregation study = MaybeThe only reason I would prolly consider doing a cost segregation is if you think this rental property or another rental property would generate positive rental income in the near future(1-4 years).

Loving all the energy of your post and the group you’ve formed!!

Also, DSCR require you to have 6mo reserves available incase your property is unable to generate income.

They can just go to Airdna and check how much money the average short-term rental in Punta Cana makes and they'll have an objective answer.Finally, I'm getting bombarded by messages from Dominican developers building short-term rentals in Punta Cana so, when looking at the statistics, bear in mind that the supply and therefore competition is going to increase significantly.My dear friend, due to the tourist, real estate and industrial development, there are approximately 100 all-inclusive resorts along the entire coast of Punta Cana, Bávaro and Miches, Grupo Punta Cana is the pioneer company in tourism and development of the Punta Cana and Cap area. cana, this same company is building the first and only Hublogistico in the entire Caribbean, guaranteeing thousands of jobs not to mention that each all-inclusive hotel generates from 1 thousand to 4 thousand employees depending on the hotel, not counting jobs in the construction sector, airport, local businesses and also businesses to supply the large demand for food and products in the hotel sector, including the entertainment and art department of hotels.Since you mentioned that it is impossible to compete with an all-inclusive, obviously a 100-square-meter apartment cannot compete with an all-inclusive with 1,000 rooms.

I first look to hold long term but if the numbers are not perfect I will flip it for a quick return and reinvest that money into something that can generate a better ROI.Buy good deals, diversify, and consistantly increase ROI.

I would tell the bank, “We use a licensed CPA to review our books each year, to remain in compliance, and to generate our taxes.

Please note my services are free because my my business is still new, but by generating leads could really help me get my foot in the door. 

I think you can't get this credit on an investment property but if it is your primary residence, can you apply the credit on the investment side of the duplex?Would that be something you can use 'twice' if that is the...