@Ryan Bray I would seriously consider changing lenders at this point. 

Hi Marcus,A Qualified Intermediary cannot provide tax or legal advice otherwise they may be considered an agent of the taxpayer.

One other thing to keep in mind and consider is taxes.

Considering a mix of long and short term rentals, with the STR’s being non-traditional structures targeting glamping clientele.

Consider it more so like having my own in house representative to be there as needed.

I have property in Kansas and Massachusetts and have a Kansas realtor’s license.I’ve always been into single-families but now considering small multi-family.

Since you said that this property is a townhome I imagine yours is attached to the one you are considering buying.

Thus many in our investor community are considering renting their properties out to FEMA, as FEMA just started advertising to us about such. 

If you’re really set on building a portfolio, this might be a good way to go since it’ll give you the liquidity to take on more properties.BRRRR: If you’re leaning towards long-term rental income and portfolio growth, the BRRRR method could be an attractive option, but you’re right to consider the numbers carefully.

I told them I would consider it as I'm hesitant about having this "contractor" do any plumbing on my property.