You can probably find case law supporting both sides for the same topic if you were to go to court.I would consider rooms with a few nail holes in the walls for pictures and such to be normal wear and tear unless your lease specifies otherwise.

That usually gives a consumer reason to believe there is fraud or something amiss. 

@Robin Simon actually we need some support in financing you may be interested in.

or send me a message and I will provide you with my email and phone number for future business support. 

That's it.This past year, I had a tenant who expected me to restock the cleaning supplies when they were consumed.

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In most cases, you'll need both the security deposit and the first month's rent, AND in a lot of cases (lender specific), the lease will need to be supported by the 1007/appraisal (even though Fannie says "Or").

The agent will prepare a commitment with requirements for closing including a deed from the party the insurer believes is authorized to sign the deed and any supporting docs they need to be comfortable in issuing a title policy to you w/o an exception for your concerns.