Hi @Andy S. 3x monthly rent for income has worked well. 

That's only if everything goes well.  

there you go. the problem is appraisal. comparable sales, and your approach to building an ADU against the recommendation of your market. super beginner strategy it's popular in ohio as well but just not worth the investment. 

@Jeff G. some well intended and mostly true assistance posted so far.Let's look at "logical" answers:We're going to assume only 4 Classes - A, B, C & D.- Some people go to F, but what's the point?

I would confirm this with someone a little more well versed in NYC or give them a call to see if they can answer your questions.

Quote from @Lyle Lathem: Well darn.

Worked out pretty well.

I'm sorry that you feel mistreated, but I can assure you that both JWB and the property owner lost in this equation as well. 

So I have a few questions I wanted to asked this well educated community.

I've got a property under contractPurchase price $78K out the door (I have cash to close) Intent: build on the property which already has a functioning well, septic, and needs PGE installed Total buildout on the property utilities: $128K including the original land purchase price.