If the window will not stay in the open position, an inspector, who checks that specific window, will fail it and require repair in most jurisdictions.  

They can advise you on your options based on your specific circumstances, including how to proceed if you believe he may be trying to delay repayment or if he is indeed facing bankruptcy.Assess the Situation: If he is experiencing cash flow issues, he may be trying to find a way to resolve them.

Specifically refinancing debt/loans?

I'd start building a good relationship with a local lender and a local agent who can answer your questions on what is possible for you specifically.

I am just getting started and don't have any investments yet or a specific deal I'm looking at. 

Use neighborhood-specific data tools and connect with local experts for insights.Good luck!

Your thoughts on vacancy rates and rental rates for MTR's, specifically for 2/2 and 3/2's for healthcare or corporate folks in the area?

I’ve got a lot of experience helping investors in that market, and would be happy to share some tips specific to the area.Pat

Pointing out specific mistakes may give you leverage for a revision.

The loan is often amortized over a set number of years, but the specific terms (e.g., interest-only payments, balloon payments, etc.) depend on your agreement