The current economic environment is being used as justification, being used to create fear and a sense of urgency, to suspend reason. 

Hey @Lamar WintAs far our business is concerned, the biggest challenge right now is fear.

Like many, I was already putting money into IRAs, 401k, and 18 months ago I overcame my fear of losing money & lacking knowledge and put money into the stock market (still doing surprisingly well despite COVID-19).

I have covered on it since but now gone back in with a smaller short position because I feel the market has not priced in a fear based capitulation.

I fear this will be the last wallow up to the trough for people thinking this is free money before the absolute collapse of our financial system.

This has put fear in many potential investors/buyers.

My biggest hindrance/ fear is being "that guy" who wastes peoples time because I'm still in the education process, but I still know that experience it the best teacher. 

On the podcast they keep talking about being greedy when others are fearful. 

LENDERs tighten the requirement in fear of layoffs coming and decommit preapproval.

I’m trying to make a decision based on wisdom not fear.