@Nichole Kinardcan you use a low down payment loan to house hack something?

I do Fix and Flip loans like this all day long, we're seeing relatively low pricing these days on those loans.Private Money Lender for Gap Funding: Since you'll need to bring in around 10%, gap funding can be a smart move if you don’t have the liquid cash.

Meaning they think they can SF at a really low DP, and not compensate the seller with a higher rate or better terms.

The house has been on the market for 48 days with a low amount of showings. 

I am looking at a very low positive cash flow given I have 5% down on a seller’s market and still higher than usual interest rates.

There economy is booming, property prices are low, and there's a strong rental market due to the influx of people. 

Hey @Dave Kush , I'm not sure that changing the lease in the middle will work.You can ban it in common areas mid-lease, but it is unlikely the case for the specific unit.Either way, it's a pretty tricky subject...maybe @Mark Ainley can shed some light on issues he had with smoking in Chicago...

Since you already own a property, you wouldn’t qualify as a first-time homebuyer anymore, so FHA loans with their low down payments may not be an option.

And I want to rent out their home to produce cash flow with low interest rate, which they have. 

Not actively looking for properties at the moment, this was in 2021 and we were just trying to buy up as many properties as we could while the rates were low.