Dale Carnegie was instrumental, and Zig Ziglar and Tom Hopkins.By the way, I went back to college and finished up my BA, at the ripe old age of 34, played NCAA lacrosse, oldest lacrosse player in the USA playing NCAA, at the time.

Those instruments are public record, and must be notarized.

If my down payment was $35,000.00, I paid the stupid tax (penalty) for even investing in that instrument to start with and the taxes and took out $15,000 more to pay the stupid tax and regular taxes and then started pocketing $400, $500, or $600 a month in 2011 in San Diego, Ca.Then, of course I had 10 cash flowing very low priced San Diego single family Condos.  

, had to do miracles to have food for his followers, rode into Jerusalem on an ***, drove the moneychangers (rent-seekers) out of the Temple, was crucified between two thieves, penniless, had to rely on the charity of his friends to take care of his mother, was buried at the expense of his friends.I simply cannot understand how this utterly straightforward example of a life of poverty becomes an instrument of justification for divinely-inspired cash flow in the minds of so many people.I keep on waiting for someone to pop up here and tell me Jesus would have been a hard-money lender if things had just gone a bit differently.

I use RDPD as a "sunday school lesson" instrument for those with low or non-existent financial IQ's.

Since the security instrument is not changed, there is no new large fee for title insurance but the lender may request an endorsement to the policy and perhaps more of a gap insurance fee, similar to getting a reduced rate for a refinance.  

Simply by way of the structural differences in the instruments and the rights and interests they protect and secure.It is good you have had a long history without issue.  

@Hannah Hammond  I would assume your going to use the 200k to pay cash and have no debt.. other than if your private lender wants a debt instrument on the property. so that's your budget .. what ever works..

@Jeff Rappaport has good information on the types of instruments.  

Matt was instrumental in the negotiations of this house and I would absolutely recommend him to anyone (especially investors) looking to buy a home in the Greater Pensacola area.