Is the area easy to access in the winter?

I can only assume that our insurance company would not want to cover damages and such should something happen a house with tenants and a primary residence policy in place. but I haven't really gotten far into the weeds on the particulars of that. if you have gained any insight to that I would greatly appreciate the knowledge.

Is this possible to delay or nix capital gains? 

If I wanted to access cash it would then be dependent on the deal and I would likely lean towards pursuing a HELOC. 

Traditional banks don't have access to the different types of loans.

One of the regrets I had after gaining some experience: we could have qualified independently for FHA loans that we took on together before we were married.

And there're other potential capital gain tax deferral strategies to ask your accountant about.Myth 9: this post will never endFine, I'll stop.But here is the closing thought.

low cashflow high appreciationNotes purchased in the secondary market at discount to remaining principal balance have the built in capital gain profit with potential for greater ROI thru early payoff or early PARTIAL paydown.  

I recently got licensed for the benefits of MLS access and potential use of my commission for a downpayment (Fannie Mae).

I have one unit that is specifically made to be wheelchair accessible.