Portfolio is a general term to cover a big group of lenders that do loans that fall outside the agency guidelines.

That said there is downside if sales do fall, but there is a minimum lease payment in place. 

Hayward, Newark fall in not good schools area.

True, but there are some places on the same streets with buildings literally falling down with no roof.

I am graduating next fall with an engineering degree and I plan on working as soon as I graduate.

210 - Bastrop 1 - Aldine 2 - Alief 3 - Alvin 135 - Anderson-Shiro 4 - Anahuac 5 - Angleton 215 - Belton 111 - Austin 6 - Barbers Hill 136 - Bellville 132 - Bay City 181 - Chester 143 - Beaumont 140 - Boling 150 - Brownsboro 54 - Brazos 7 - Brazosport 128 - Burton 144 - Brookeland 137 - Brenham 66 - Cayuga 8 - Channelview 9 - Clear Creek 100 - Cleveland 101 - Coldspring-Oakhurst Consolidated 10 - Columbia-Brazoria 141 - Comal 148 - Bryan 176 - Devers 177 - Yoakum 169 - Calhoun County 204 - Fayetteville 184 - Burnet Consolidated 194 - Buffalo 11 - Conroe 118 - Coupland 57 - Crockett 12 - Crosby 13 - Cypress-Fairbanks 180 - Wharton 155 - Centerville 14 - Damon 15 - Danbury 202 - Franklin 74 - Dayton 16 - Deer Park 112 - Del Valle 197 - Ezzell 189 - Giddings 153 - College Station 179 - Hallettsville 17 - Dickinson 119 - Dripping Springs 113 - Eanes 18 - East Chambers 145 - East Bernard 120 - Elgin 68 - Elkhart 19 - Fort Bend 67 - Frankston 20 - Friendswood 21 - Galena Park 22 - Galveston 23 - Goose Creek 138 - Goodrich 58 - Grapeland 59 - Groveton 110 - Hamshire Fannett 107 - Hardin 121 - Hays Consolidated 24 - Hempstead 25 - High Island 26 - Hitchcock 27 - Houston 28 - Huffman 108 - Hull-Daisetta 29 - Humble 64 - Huntsville 139 - Kerrville 175 - Madisonville Consolidated 170 - Matagorda 185 - Keller 186 - Lufkin 187 - Jarrell 205 - La Grange 183 - Llano 217 - Hemphill 106 - Jacksonville 122 - Johnson City 198 - El Campo 30 - Katy 60 - Kennard 218 - Nacogdoches 159 - North Zulch 178 - Lockhart 32 - Klein 35 - La Porte 69 - La Poynor 114 - Lago Vista 200 - Laredo 115 - Lake Travis 33 - Lamar Consolidated 61 - Latexo 123 - Leander 73 - Liberty 149 - Jasper 151 - Leggett 103 - Livingston 62 - Lovelady 154 - Lumberton 36 - Magnolia 116 - Manor 124 - Marble Falls 37 - Montgomery 70 - Neches 129 - Navasota 38 - Needville 39 - New Caney 105 - New Waverly 152 - Nederland 195 - Leon 196 - Mexia 131 - Normangee 127 - Northwest 104 - Onalaska 99 - Other 71 - Palestine 126 - Rockdale 41 - Pasadena 42 - Pearland 117 - Pflugerville 125 - Round Rock 207 - Schulenburg 44 - Royal 45 - Santa Fe 109 - Sealy 46 - Sheldon 65 - Slocum 130 - Shepherd 47 - Splendora 48 - Spring 49 - Spring Branch 50 - Stafford 206 - Round Top-Carmine 51 - Sweeny 102 - Tarkington 52 - Texas City 133 - Tidehaven 156 - Palacios 147 - Rusk 219 - Waelder 199 - Marlin 53 - Tomball 63 - Trinity 134 - Van Vleck 55 - Waller 72 - Westwood 56 - Willis 216 - Woden 142 - New Braunfels 188 - Columbus 190 - Rio Vista 192 - Snook 157 - Seguin 158 - Somerville 161 - Rice Cons 182 - West Hardin 203 - Weimar 220 - Salado 214 - San Marcos 193 - Nueces-Canyon 160 - Lake Worth 162 - McDade 164 - Big Sandy 165 - Lexington 191 - Victoria 163 - Hardin-Jefferson 208 - Denton 209 - Caldwell 211 - Dallas 201 - Wylie 168 - Zavalla 171 - Iola 213 - Richards 221 - Buffalo/Lone Star

Younger families are starting to move into town so single family homes might be a little more advantageous since it would seem there's not much of a seasonal cycle due to fall and spring semesters.

This fall and winter, they will be treated to a refurnished master bedroom with giant flat screen TV and a new 65" UHD TV in the living room.  

My name is Austin, and my wife and I are looking to start our journey into real estate investing by purchasing our first investment property in the northwest Twin Cities metro in the fall of this year.

The property mgmt stated that the damage did fall under the master policy, then gave a run around