Gurus usually either get silent, or they erupt in childish fits of anger like you did :) Everyone here can see for themselves what I've laid out - and no one has stepped up to the challenge because they can't!

Neighbor: Silently walks away

HUD is silent on the issue (at least as far as I can tell).  

Capex the silent killer of newbs.

Most people understand taxes and insurance go up every year, but the silent killers are Inflation and CAPEX.

Kyle,Many years as a silent partner in a large apartment complex and we never used credit scores.

Some will like your message, some will not and some won't care either way but will give you their respect because you are open and honest to discussions.Plus you meet other, very intelligent investors that can challenge traditional thinking and that has helped me to grow my own understanding and thinking about real estate.Make sure you do not go silent on the site.

(Note: I have no problems to support local business because this is a difficult time for everyone) When our property manager asked him about the installation time and rate, the plumber was dead silent and had nothing to say.