For those that rely on traditional methods and personal experience, I can understand this perspective.

A tough thing we've found though (like you mentioned) is even the highly rated foundation folks in our area -- as well as a lot of the content online -- all have a strong incentive to sell big high-margin solutions.

The barrier to entry is lower so they seem attractive, and to the person who knows what they are doing, they can be very profitable.

No risk, just reward—whether for personal deals, joint ventures, or simply passing along awesome prospects to each other, I’m always actively prospecting for new deals and sharing them with my network.Let’s collaborate, learn, and grow together!

Just for simple math use average 20% personal tax rate.  

Welcome to BP - great Texas community here (and in person)!

Once again, the loss of the compounding factor by concentrating on my personal home rather than an investment was significant. 

Even though we try to get to know our residents during their stay, it is probably impossible to truly personalize a gift for each of them.

Can run thousands.And while this isn't an "out of pocket" typically you will need some personal liquidity and net worth to secure loans.  

Anyone can file a mechanic's lien without taking you to court, and I have experienced this personally.