Depend on what you personally want to do.

Surely I'm not the first person to come up against this so I thought I would try and leverage this forum for advice.

Personally - the roof of the house I have under contract is a fish pond so I’m probably bailing on the house.

Keep in mind that you'll need to qualify full doc (DTI, employment history and income will all come into play) and the property typically needs to be titled to yur personal name, not an entity. 

Lexington is good if it's over 275K they go much easier on you but I personally do the surrounding areas such as the Red River Gorge which has over 600million visitors a year and no issues with STR

Whether you classify it as business or personal income depends on the nature of the lending activity.

When it comes to real estate investing, one strategy stands out for its ability to build wealth while significantly reducing your personal living expenses: house hacking with multifamily properties.

The person who gave me a demonstration mentioned that by using it, listings were much better ranked on Airbnb (he emphasized that the listing updates every night, which is good for the algorithm).

Thank you You are obviously a sincere young person looking at improving your financial position.  

This is the first person I had heard they were actually out there raising $ and not sure if it was a syndication or JV deal.