They also make it harder for resident owners to get financing (why?

It would depend on what the property ended up appraising for and what LTV you qualify for.

Doing my first wholesale deal in 2016, at that time there were builders buying blocks of houses from residents and doing new construction.

To support some of the challenges some residents may have that feel they conserve while others don't, you can also take the # of occupants and the square footage and come out w/a higher ratio for larger units w/more people.  

Investment Info:Single-family residence buy & hold investment.

Are they putting down money as a down payment and do they have a primary residence they realize they could also lose if they do not pay you (depends on state). 

: DSCR loans are designed for real estate investors, allowing you to qualify based on the property's cash flow rather than your personal income.

I used a HELOC on my primary residence to purchase a long term rental investment property.

I reside on one side and I Airbnb the other.

"We are sorry that we cannot continue this insurnace therefore your policy will not be renewed...Material increase in hazard as evidenced by the fact that the residence is not owner occupied as required by our policy".