Once you have employees the game changes; payroll, fringe benefits, health care, HR, vacations, laws, etc.

I work for a healthcare agency and receive W-2s.

They are more focused on industrial, retail, healthcare.

Wilmington/Philadelphia has a very robust healthcare market. 

To answer some off the other questions, I am set on healthcare etc, I only have to cover my personal expenses.

There are a handful of hospitals within 5 miles of the area and there is big need for travel health care professionals over there. 

My wife and I are health care travelers and have been for the past two years.

I encourage you to talk to a local independent agent and look into a Healthcare Savings Account.

Healthcare costs and Student loans are 2 of the TOP financial stressors and hindrances to financial freedom in the United States.

Usually, CPS funds are for "resettlement and stabilization" of a family, so perhaps a family moving away from an abusive adult, resettling after the parent completed an alcohol or drug program, or moving the family to somewhere where they have family supports (grandparents, healthcare, etc.).