I’m new to the community and I’m planning to start a Section 8 rental property business.

I just started researching when I saw you post. 

I started my career as a commercial banker a long time ago, but have been an independent mortgage broker for nearly a decade.

Joining BiggerPockets is a fantastic first step – it’s where so many great real estate journeys start.

I'm about to start my research but not sure where to start.

If violence occurs in a place, it doesn’t necessarily mean you should start worrying (if it’s rare).

Bank financing is very tough for anyone starting out so HML is generally ( unless you use your own cash or cash in your network) the only funding there is.. the goal has to be though moving towards bank financing so you get the best deal possible.. right now I am at 1/2 point and 7% and my bank pays for my appraisals.

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

I'd pay it to start out.

I am seeing interest rates start in the mid 6% range for foreign nationals here in Florida.