@Charlie Martin Buying under an LLC offers liability protection and separates business finances, but it can complicate financing with higher rates and stricter terms, and lenders may still require a personal guarantee, impacting your DTI.For your first property, consider purchasing in your personal name for better loan terms and transferring it to an LLC later if needed, while using strong umbrella insurance to mitigate risk.

@Nicholas Cavato Purchasing with an FHA loan as an individual offers lower upfront costs (3.5% down), favorable rates, and better cash-on-cash returns, but requires living in the property for 12 months and cannot be issued to an LLC.

Hi All,New to the forum and wanted to offer my services.

@Sunny ChenThe Indiana market offers stable cash flow and moderate appreciation, but has limitations such as slower appreciation and limited diversification.

. :-) Second Mortgages Yes, but I am not aware of any lenders offering HELOCs on investment properties.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

This eliminates the requirement for a new down payment since you are refinancing the existing debt.Lenders typically require:A copy of the owner-financing agreement.Proof of on-time payments (6–12 months).What to Do:Find lenders that offer rate-and-term refinancing for owner-financed properties (portfolio lenders and DSCR lenders often do this).Maintain a clean payment history.” 

Moxi offers very reasonable terms for Mexico, but they only lend in Mexico. 

Becoming a member of NARPM and attending the conferences and all the education they offer is the best thing you can do to educate yourself on the ins and outs of Property Management.   

We tend to offer this to Owners to figure out the best route for them to proceed on development/building/renovating.