If the seller owns it free and clear and/or has a lots of equity, see if he will agree to owner finance it to you for smaller down payment.

We have a free plan so we can only post a few properties at a time and none with more than 5 units.

Check out FilePlace, where user-created forms are available for free.

At that point if would free up my Debt-to-income ratio (Nothing would be in my name & I could start growing again).

I used a promo code provided at the end of a webinar and paid for one full (discounted) year after attending "The 90 Day Challenge" with Dave Meyer.
Attendees who purchase the Pro membership are supposed to get the "...

Feel free to drop me a note and I'll send it your way.

Everyone makes some wrong moves at various times of their lives so I wouldn't worry about that. 

Tenants get a free house cleaning.

Interest is 18%.for a total of 30.5k in debt.current financial status:1k emergency fund.1k in reserves outside of that.6 month plan:I'm going to japan in march with my sister so i'm currently reserving my money to do cool things in japan as it was my personal incentive to get my *** into gear and get my life together.after that trip i'm planning to tackle my debt in order of highest interest rate to lowest interest rate.I believe i can comfortable put 2500 a month into my finances. so i expect to be able to be debt free roughly a year from march.After that: im planning on parking my money into the smp 500 to help it grow until i have enough money for a downpayment on a duplex to a quadplex and doing the houshacking strategy yall talk about.

I wouldn't worry too much about a market shift dramatically affecting your occupancy.